BENEFITS OF YOUR POLICY:

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• DISABILITY WAIVER OF PREMIUM RIDER AT NO EXTRA COST BEFORE AGE 60 

• DAY ONE COVERAGE ONCE YOUR APPLICATION HAS BEEN APPROVED

• ACCIDENTAL DEATH BENEFIT RIDER INCLUDES DISMEMBERMENT (LIVING BENEFIT)

• ACCIDENTAL DEATH BENEFIT RIDER FOR WHOLE LIFE PROTECTION NEVER EXPIRES 

• BENEFITS DO NOT REDUCE WITH AGE

• WHOLE LIFE POLICIES BUILD CASH VALUE 

• IMMEDIATE APPROVALS 

• NO MEDICAL EXAM OR BLOOD TEST REQUIRED

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